Regulatory Challenges

The rules around cannabis and CBD can be confusing. Even if your products are legal in your state, federal laws still apply, especially when it comes to THC levels, labeling, and shipping. Because the laws are different everywhere and always changing, banks and payment companies become increasingly cautious. They don’t want to risk breaking the rules, so many avoid working with cannabis businesses. This may make it harder for you to find payment options and stay fully compliant.

Payment Processor Limitations

Most big payment companies don’t allow cannabis or CBD transactions. Even if your products are legal, your account can be frozen or shut down without notice. Why? These companies think cannabis is too risky. They worry about chargebacks, unclear laws, and their reputation. That’s why many cannabis businesses turn to payment providers that know the industry and offer reliable solutions.

Our Reliable CBD and Cannabis Payment Processing Solutions

At LeisurePay, we make payment processing easy, safe, and clear for high-risk businesses. Here’s how we help CBD and cannabis merchants:

Merchant accounts and credit card processing for CBD

Merchant Accounts

LeisurePay gives you safe and reliable merchant accounts made just for cannabis and CBD businesses. Whether you have a dispensary, grow hemp, or sell online, your account is supported by a bank that understands your industry and won’t shut you down without warning.

Card Acceptance Solutions

LeisurePay makes it easy for your customers to pay with cards, whether you sell online or in a store. We help cannabis and CBD businesses accept payments with clear pricing and strong support. Our system is built for high-risk businesses, with fast payouts, fraud protection, and easy setup.

Cannabis ach processing solutions

ACH and eCheck Processing

Want to save on card fees? LeisurePay lets you accept ACH processing and eCheck payments, which are great for big orders, wholesale sales, or repeat billing. These payments go straight from your customer’s bank to yours, with lower fees, fewer chargebacks, and full Check 21 support.

POS Systems

LeisurePay’s POS systems are specifically designed for cannabis and CBD businesses. They simplify the management of sales, inventory, and payments all in one place. Whether you run a dispensary or a CBD shop, our system helps you track every sale, stay compliant, and maintain organization.

Payment Gateway Integration

Selling CBD online? LeisurePay makes it easy to connect your website or eCommerce store with a secure, fully compliant payment gateway. Our gateway works for online sales, subscriptions, and mobile payments. It’s safe, easy to use, and keeps customer data protected with built-in security tools like tokenization and encryption.

Cannabis Merchant Account Setup Process

Getting started with LeisurePay is fast and simple. Here’s a simple, step-by-step guide to help you open your high-risk merchant account and start accepting payments quickly and compliantly.

Secure Online Application

Start your payment journey by filling out our online application form. We will review your information and guide you to the best solution for your cannabis or CBD business.


Submit Required Documents

Start your payment journey by filling out our online application form. We will review your information and guide you to the best solution for your cannabis or CBD business.


Underwriting & Risk Review

Our team reviews your application and documents within two business days. We confirm compliance, so you can start accepting payments quickly and worry-free.


Get Approved & Start Accepting Payments

Once you’re approved, we’ll help you set up a payment system for your store, website, or both. You’ll be ready to take payments fast, with access to your dashboard, tools, and support whenever you need it.

CBD and Cannabis Industry Segments We Support

At LeisurePay, we support every corner of the cannabis industry, from growers and manufacturers to retailers and online shops.

CBD Retailers

Selling CBD in a store or online? LeisurePay makes it easy to accept payments safely. We support all kinds of CBD products, like oils, edibles, creams, and more, while helping you follow the rules and stay compliant.

Hemp Cultivators

LeisurePay helps licensed hemp growers and producers accept payments easily and safely. We support wholesale orders, repeat billing, and supplier payments with secure, compliant solutions.

Cannabis Dispensaries

LeisurePay makes it easy for cannabis dispensaries to accept payments with POS systems, debit options, and safe payment methods. We offer high-risk merchant accounts and full support, so you can handle daily sales quickly and follow all the rules.

Why Choose Us for Your CBD/Cannabis Payment Needs?

LeisurePay knows the ins and outs of the CBD and cannabis industries. Here are a few reasons why you can count on us for secure, reliable, and compliant payment processing.

CBD/Cannabis Payment Processing

No Hidden Fees, Transparent Terms

At LeisurePay, we keep things honest and upfront. You’ll get clear pricing and transparent terms with no hidden fees, so you always know exactly what you’re paying for.

Rapid Approval

We know your time matters. That’s why we approve most accounts from cannabis to kratom, guns, and cryptos in two business days, so you can start taking payments quickly.

Cannabis Merchant Account Support

Payment Processing Support

Whether you’re just starting, growing, or fixing business problems, our team is here to help. We support you from setup to handling chargebacks, making sure your payments are processed without any issues.

Dedicated Payment Experts

You’ll get a dedicated team that knows the cannabis industry and understands your needs. They will help with setup, compliance, and anything else to keep your payments running smoothly as your business grows.

Regulatory Support and Documentation Assistance

Cannabis rules can be confusing, but we’re here to help. We’ll guide you through state laws and paperwork so you can stay compliant and avoid trouble from day one.

Get Started with Trusted CBD/Cannabis Payment Processing

Payment processing for CBD and cannabis doesn’t have to be hard. At LeisurePay, we provide payment solutions made just for your business. Whether you’re new or growing, we offer fast approval, helpful support, and secure accounts to keep your payments easy and legal. Contact us today and let our experts help your business succeed.

Frequently Asked Questions

CBD businesses face complex laws that vary by state and are not clear at the federal level. Because of this, banks and payment companies see them as risky and may be cautious about working with them. That’s why special payment solutions are needed to help CBD businesses succeed.

Yes, LeisurePay works with merchants selling Delta-8 and other hemp-based products, as long as they follow federal and state laws. We’ll guide you through the rules so you can accept payments easily and safely.

Most merchants are approved within two business days after they send us all the required documents. The time frame can change depending on how fast you send your papers and your business type, but we work to get you started quickly.

To apply, you will need a business license, proof of ownership, a bank letter, recent bank statements, product information, and any compliance certificates. We’ll provide you with a simple checklist to help you collect everything.

Yes, whether you sell online, in a store, or both, LeisurePay has payment solutions made for your business. We help you accept payments easily wherever you sell.

CBD businesses are often seen as high-risk and are sometimes unable to use regular payment processors due to complex regulatory requirements. That’s why companies like LeisurePay offer secure payment solutions designed specifically for the CBD industry.