Trusted Credit Card Processing Solutions for High-Risk Businesses

LeisurePay offers reliable, efficient, and transparent credit card processing solutions for high-risk merchants, giving them access to a wide range of services that help make their business more profitable.

Fast, Reliable Merchant Account Approval

LeisurePay is proud to offer fast and reliable merchant account approval services. Once you apply for an account and submit the relevant documents, we will approve your account within two business days and give you access to our payment processing system.

Comprehensive Credit Card Acceptance

We can handle and accept a wide range of credit card transactions and services, providing a comprehensive solution for high-risk businesses that often deal with lower credit card transaction acceptance rates.

Chargeback and Fraud Protection

Our robust fraud prevention and chargeback management tools are a key differentiator of our credit card processing solution. We equip your business with reliable and efficient tools and systems that help protect your bottom line from fraud and chargebacks.

POS Solutions

Many high-risk businesses operate a physical storefront in addition to (or without) an online platform. Our specialized POS system is a fundamental part of our credit card payment processing solution, offering streamlined business operations and enhanced payment processing.

Flexible Gateway & API Connectivity

We understand that running a high-risk business means having complex needs. That is why we offer highly customizable and adaptable payment solutions for various niche businesses through our flexible gateways and API connectivity.

Who We Serve

We serve high-risk businesses that face challenges with their credit card payment processing solutions. Some of the industries that we usually work with include the following:

CBD and Hemp Retailers

CBD and hemp retailers are always dealing with nuanced federal and state regulations, which makes their business more complex. These businesses can significantly benefit from high-risk credit card processing to continue operating reliably and efficiently.


Kratom Vendors

Kratom’s complex legal status makes it challenging for businesses to secure a reliable payment processing solution. LeisurePay offers a reliable credit card processing solution for merchants dealing in kratom products.


Cannabis Dispensaries

Online and offline cannabis dispensaries are considered high-risk due to continuous changes in legal regulations and, sometimes, a lack of documentation about their products. A reliable processing solution can help them protect their income even as regulations change.


Firearms, Guns, and Ammo

Merchants dealing in firearms, guns, and ammunition often face public scrutiny due to the controversial nature of the products, despite conducting a legal business. We offer enhanced credit card processing protection for firearms vendors, helping them secure their business’s finances.


Crypto Businesses

Our high-risk credit card processing services are crypto-friendly. Therefore, if you are a merchant dealing in cryptocurrency of any kind, we can help you get a secure credit card processing solution, helping you minimize risks and run your business efficiently.


Merchants Shut Down by Square

Square, a leading payment gateway, often shuts down merchants due to their involvement in high-risk businesses. If your business was shut down by Square, LeisurePay will help you get back on your feet with reliable and transparent credit card processing solutions.

Getting Started

Ready to get on board a trusted credit card processing solution? Here’s how to get started with LeisurePay’s high-risk merchant account solutions:

Apply Online or Contact Sales

  • Apply online on our website or contact us and talk to a sales representative.

Risk Review & Document Submission

  • We will learn more about your business and ask you to submit relevant documents.

Get Approved & Start Accepting Payments

  • Your account will be approved within a day, and you can start accepting payments effortlessly.

Why Choose LeisurePay?

LeisurePay is more than just a credit card processing company. It’s our core value to establish long-term relationships with our partners. Here’s what we bring to the table:

high risk merchant credit card processors

Free Terminals

We set up free terminals for you to make payment processing easier and seamless for your business.

Transparent Fees

We keep our fees transparent from the get-go. You’ll know exactly what you’re signing up for from the initial consultation.

Rapid Approval

Once you submit your application, we will approve your merchant account within two business days, giving you quick access to our range of solutions.

credit card processing support for high-risk merchants

Unmatched Support

When you partner with us, you get dedicated support every step of the way. Not sure about something? Give us a call and we’ll resolve your concerns.

Dedicated Payment Experts

We work with experienced payment experts, and we will assign you your own dedicated payment expert to help you learn how to use our system.

Secure Processing

We have advanced verification and tracking systems in place that keep your payment processing secure and reduce the chances of fraud and chargebacks.

Frequently Asked Questions

A high-risk credit card processor is a service provider that provides credit card processing solutions to high-risk businesses. These businesses, such as CBD retailers, kratom vendors, crypto dealers, and firearms sellers, are considered high-risk because of the legal complexities and high chances of chargebacks and fraud in their industries.

Businesses that deal with a complex legal landscape, public scrutiny, high chargeback rates, and financial losses are considered high-risk. Some examples of these businesses are CBD and hemp retailers, cannabis dispensaries, kratom vendors, firearms sellers, and crypto dealers.

Yes, you can accept credit cards for cannabis and kratom products, but it’s highly unlikely that you will find a reliable, secure, and long-term credit card payment processor for your cannabis or kratom business. LeisurePay offers long-term security and partnership for merchants selling cannabis or kratom.

Once you submit your application along with relevant documents, you will be approved within two business days and get full access to our range of services.

Yes, LeisurePay is a comprehensive payment processing service provider that offers both ACH processing and Check 21 processing.